We do not issue cards in Thailand; however, we can assist you with currency exchange. You can receive Thai baht in cash through courier, at our offices, or transferred into a local Thai bank account. The information below is provided for your reference.

Before traveling to Thailand, tourists need to determine how to pay for their purchases while in the country. A convenient option is the Pay & Tour card from Kasikorn Bank, which can be issued on the spot. This card combines the features of a bank card and an e-wallet. With the Pay & Tour card, travelers can make cashless payments at hotels and cafes, pay for tours and travel services, rent cars, enjoy entertainment, withdraw cash from Kasikorn Bank ATMs without incurring any fees, and make QR payments.

How to apply for a Pay & Tour card

You can apply for a 1-year Pay & Tour card from Kasikorn Bank at their exchange offices in Thailand. Here are the requirements for obtaining the card:

• You must be at least 20 years old.
• You must apply in person.
• You must have a valid passport.

The registration process takes about 10 to 15 minutes. 

The card is non-personalized and is valid for 12 months. There are no fees for issuance or annual maintenance.

Benefits of the card for tourists

The Pay & Tour card is easy to apply for and comes with numerous advantages:

• No service fees.
• The option to refund the remaining balance at the end of your trip (the bank will refund any unused funds at the same exchange rate that was applied at the time of purchase).
• Manage your card through the TAGTHAi mobile app, where you can view your balance, transaction history, and even freeze the card if necessary.
• Transaction limits of up to 100,000 baht per transaction and a maximum of 300,000 baht per month.
• Convenience: there's no need to search for currency exchange offices with favorable rates.

How to use

You can load the Pay & Tour card at Kasikorn exchange counters using euros, dollars, or other currencies. The funds will be converted at the current Kasikorn exchange rate and credited to your card. Please note that you cannot load funds in baht, nor can you transfer money from foreign accounts.

The Pay & Tour card is valid only within Thailand and can be used for payments anywhere that accepts Visa cards. You can withdraw cash from the card at Kasikorn ATMs without incurring a fee, while withdrawals from other banks’ ATMs may involve a fee. The daily cash withdrawal limit for this card is 10,000 baht, and cash can be withdrawn from ATMs between 12:30 AM and 10:00 PM.

Additionally, you can use the Pay & Tour card to make payments via QR code. To do this, you need to install the TAGTHAI mobile app.

Who is the Pay & Tour card for?

The card is designed for all travelers planning a trip to Thailand. It will be especially beneficial for tourists who:

• Travel to Thailand frequently: The card is valid for one year and can be used multiple times.
• Are planning a long-term trip lasting a year.
• Are traveling with a large amount of cash in dollars, providing a safer alternative.
• Are digital nomads or expats: You won’t need to open a local bank account for cashless payments.
• Prefer to pay by card rather than cash.

Comparison of Pay & Tour with Other Bank Cards

The Pay & Tour card stands out from many other debit cards because it is available for free and requires minimal paperwork. You don't need a long-term visa to apply; all you need is your passport.

One of the advantages of the Pay & Tour card is that it has no hidden currency conversion fees. The exchange rate is fixed at the time you load the card. However, it's important to note that the card does not function as a full-fledged bank account; it operates only as a transaction account. Despite this limitation, you can still use it to make purchases and withdraw cash from ATMs.

Another point to consider is that the Pay & Tour card is not suitable for international online payments, but many tourists find this feature unnecessary.

Review of the Pay & Tour Card

My husband and I travel to Thailand every year, and we used to struggle with exchanging currency and finding good exchange rates. However, for our latest trip, we ordered a Pay & Tour card. We were able to obtain the card quickly at the Kasikorn Bank exchange counter located at Suvarnabhumi Airport. After presenting our passports, we received the card free of charge within just 15 minutes. We used it to pay for everything during our trip, including hotels, tours, and entertainment venues. At the end of the trip, we were refunded any unused funds. This card is an excellent solution for anyone who frequently visits Thailand.

Conclusion

The Pay & Tour card is a new product that many travelers have already had the opportunity to use. With this card, you won’t need to carry cash all the time, search for the best exchange rates, or incur unnecessary fees.