Every first-time tourist visiting Thailand faces the question of how to quickly, safely, and cost-effectively exchange dollars for baht and pay for purchases in the country efficiently. The Thai digital wallet TAGTHAi Easy Pay will help you pay like a local. Find out how to set it up, where you can use it, and what advantages this payment tool offers in our article.
TTAGTHAi is Thailand’s national digital platform designed for international tourists. Its features include:
TAGTHAi developed the project in collaboration with Kasikorn Bank and the Tourism Authority of Thailand to expand the tourism sector and support related businesses. The digital service allows users to seamlessly pay for purchases using PromptPay QR payments at small shops and supermarkets, cafes and restaurants, hotels, street markets, rental companies, and other establishments.
TAGTHAi EasyPay is available exclusively within Thailand—it cannot be used to make international online payments.
When using cash or international bank cards in Thailand, tourists often end up paying more—even if vendors aren’t cheating or inflating prices just because they see foreigners. The reason lies in the fees that indirectly affect the cost of goods and services:
When paying in cash, these include currency exchange fees and ATM withdrawal fees.
When paying with bank cards, these include fees for international transactions.
By setting up a Thai e-wallet, you minimize bank fees, which means you’ll pay no more than the local population.
Markets and cafes make up the largest category of TAGTHAi partners, where QR code payments are widely accepted. These include:
If you want to buy food at an establishment that does not partner with TAGTHAi and plan to pay by card, be prepared for a 3% surcharge..
You can find out which transportation companies accept payment via TAGTHAi in the app using the built-in map and filters. For example, by clicking on Bangkok and selecting the “Transport” category, you’ll see all the service’s partners in the capital. These may include car rental companies, transfer organizers, private taxis, and transportation companies.
Popular among tourists are:
TAGTHAi is actively expanding its partner network, enabling users to access transportation services without overpaying, not only in major cities but also in smaller towns.

The capabilities of the digital wallet go beyond convenient payments for goods and services. With it, you can:
Withdraw cash at Kasikorn Bank ATMs (commission-free);
Participate in promotions from TAGTHAi partners.
In addition, wallet owners can convert their baht balance back to the original currency at the buying rate. This is possible if two conditions are met: the request is submitted within 15 days of the top-up, and the balance does not exceed 10% of the deposited amount.
Tourists are increasingly encountering difficulties with card registration, so they choose to exchange currency at Senate Exchange, and here’s why:
| Parameter | TAGTHAi Easy Pay | Senate Exchange |
|---|---|---|
| Exchange rate | Preferential Kasikorn rate (1–3% worse than market) | 1–2% better than market, no fees |
| Setup time | 30–60 min | 5–10 min online application |
| Top-up from your country | Not possible directly (sanctions) | Fast transfer / cash at the airport |
| Fees | 0% for withdrawal at Kasikorn, but a markup everywhere | 0% for exchange and baht delivery |
| Where to use | Only partner locations (cafes, transfers) | Cash everywhere + QR via partners |
| Failure risk | High (QR, internet) | None — cash always works |
| Conversion to baht | Up to 50,000 THB at a time | Unlimited |
TAGTHAi Easy Pay можно подключить только при наличии карты PAY&TOUR. Получают их в пунктах обмена Kasikorn You can only activate TAGTHAi Easy Pay if you have a PAY&TOUR card. These cards are available at Kasikorn Bank exchange counters. The process for obtaining a travel card is extremely simple: you fill out an application, present your passport, provide the currency for conversion and to fund the card, and then pick up your card.
Next, you need to:
Once the information confirming successful verification appears on your smartphone screen, the wallet will be ready for use. To make a payment, open the app, tap “Scan and Pay,” scan the QR code, enter the amount, and enter your PIN.

We reviewed user feedback on TAGTHAi Easy Pay and identified several key advantages of the app:
Tips for using TAGTHAi Easy Pay mainly concern obtaining the card and following security measures:
You can always contact us for fast and competitive currency exchange — no extra steps or waiting.
It is a digital wallet within the TAGTHAi app, designed for foreign tourists in Thailand. It lets you pay for purchases with PromptPay QR codes at stores, cafes, on public transportation, and at hotels, minimizing currency exchange and card fees—just like locals do.
First, get a PAY&TOUR card at a Kasikorn Bank branch (at airports or shopping malls) by exchanging foreign currency for baht with your passport. Then, download the TAGTHAi app, log in to Easy Pay, and enter your card details, passport information, and PIN—verification takes just a few minutes.
It is accepted at major chains such as MK restaurants, Bar B Q Plaza, After You, Hard Rock Cafe, night markets, Airport Shuttle transfers, and Thai Rent A Car. Check for partners in the app using the map; markets and small shops often do not support it.
Declines occur due to incompatible “old” QR codes at markets, slow processing (timeouts), internet issues, or verification problems. It works only with Kasikorn cards; direct transfers from your country are not supported.
Save on fees, security (card blocking), free cash withdrawals, and promotions. Sign up at the airport, keep a cash reserve, and check your internet connection; the interface is in Thai/English but intuitive.
The TAGTHAi Easy Pay e-wallet is the perfect solution for anyone who values convenience and security. By taking just a few minutes to set up the service, you can save money, stop worrying about cash safety and transactions, and make your vacation even more enjoyable.