{"id":10496,"date":"2026-06-24T10:41:15","date_gmt":"2026-06-24T07:41:15","guid":{"rendered":"https:\/\/senateexchange.org\/?p=10496"},"modified":"2026-06-26T09:13:15","modified_gmt":"2026-06-26T06:13:15","slug":"how-to-withdraw-cash-in-thailand-without-a-fee","status":"publish","type":"post","link":"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/","title":{"rendered":"How to Withdraw Cash in Thailand Without a Fee: The PAY &amp; TOUR Card from Kasikorn Bank"},"content":{"rendered":"\n<script>\ndocument.addEventListener('DOMContentLoaded', function() {\n    \/\/ Function to get parameters from the query string\n    function getQueryParams() {\n        var params = {};\n        var queryString = window.location.search.substring(1);\n        var pairs = queryString.split('&');\n        for (var i = 0; i < pairs.length; i++) {\n            var pair = pairs[i].split('=');\n            params[decodeURIComponent(pair[0])] = decodeURIComponent(pair[1] || '');\n        }\n        return params;\n    }\n\n    \/\/ Function to get a cookie value by name\n    function getCookie(name) {\n        var nameEQ = name + \"=\";\n        var ca = document.cookie.split(';');\n        for (var i = 0; i < ca.length; i++) {\n            var c = ca[i];\n            while (c.charAt(0) === ' ') c = c.substring(1, c.length);\n            if (c.indexOf(nameEQ) === 0) return c.substring(nameEQ.length, c.length);\n        }\n        return null;\n    }\n\n    \/\/ Function to set a cookie\n    function setCookie(name, value, days) {\n        var expires = '';\n        if (days) {\n            var date = new Date();\n            date.setTime(date.getTime() + (days * 24 * 60 * 60 * 1000));\n            expires = '; expires=' + date.toUTCString();\n        }\n        document.cookie = name + '=' + (value || '') + expires + '; path=\/';\n    }\n\n    \/\/ Function to update all Telegram links\n    function updateTelegramLinks() {\n        var telegramLinks = document.querySelectorAll('a[href*=\"t.me\"]');\n        var startValue = getCookie('start');\n        if (startValue) {\n            telegramLinks.forEach(function(link) {\n                if (!link.href.includes('start=')) {\n                    var newHref = link.href.includes('?') ? \n                        `${link.href}&#038;start=${startValue}` : \n                        `${link.href}?start=${startValue}`;\n                    link.href = newHref;\n                }\n            });\n        }\n    }\n\n    \/\/ Get parameters from the query string\n    var queryParams = getQueryParams();\n\n    \/\/ Check for the presence of 'start' or 'restart' parameters in the query string and set cookies\n    if (queryParams.hasOwnProperty('start') || queryParams.hasOwnProperty('restart')) {\n        var startValue = queryParams['start'] || queryParams['restart'];\n        setCookie('start', startValue, 7); \/\/ Set cookies for 7 days\n    } else if (!getCookie('start')) {\n        \/\/ If 'start' or 'restart' parameters are missing, set the default SEO tag\n        setCookie('start', 'restart-seoc286', 7);\n    }\n\n    \/\/ Update Telegram links\n    updateTelegramLinks();\n\n    \/\/ Periodically check and update Telegram links\n    setInterval(updateTelegramLinks, 1000); \/\/ Check every second\n\n    \/\/ Function to update WhatsApp links\n    function updateWhatsAppLinks() {\n        var whatsappLinks = document.querySelectorAll(\n            '[href*=\"\/\/wa.me\"], [href*=\"\/\/api.whatsapp.com\/send\"], [href*=\"\/\/web.whatsapp.com\/send\"], [href^=\"whatsapp:\/\/send\"]'\n        );\n        var startValue = getCookie('start');\n        if (startValue) {\n            var text = \"Hello! Security code \" + startValue + \". !!!Send this message as it is. This will help us protect you from scammers!\";\n            whatsappLinks.forEach(function(link) {\n                var url = link.href;\n                var regexNumberPhone = \/\\d+\/;\n                if (regexNumberPhone.test(url)) {\n                    var phone = url.match(regexNumberPhone)[0];\n                    var host = url.split(phone)[0];\n                    var newUrl = host === \"https:\/\/wa.me\/\" ?\n                        host + phone + \"?text=\" + encodeURIComponent(text) :\n                        host + phone + \"&#038;text=\" + encodeURIComponent(text);\n                    link.href = newUrl;\n                }\n            });\n        }\n    }\n\n    \/\/ Update WhatsApp links\n    updateWhatsAppLinks();\n\n    \/\/ Periodically check and update WhatsApp links\n    setInterval(updateWhatsAppLinks, 1000); \/\/ Check every second\n});\n<\/script>\n\n\n\n<p class=\"wp-block-paragraph\">Gone are the days when there were no fees for withdrawing cash in Thailand. Now, tourists have to pay for each transaction. For those who withdraw small amounts frequently, the costs can add up significantly.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0421\u043e\u0434\u0435\u0440\u0436\u0430\u043d\u0438\u0435<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#Where_to_Withdraw_Cash_in_Thailand_and_What_Are_the_Fees\" >Where to Withdraw Cash in Thailand and What Are the Fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#Where_to_Withdraw_Cash_in_Thailand_and_What_Are_the_Fees-2\" >Where to Withdraw Cash in Thailand and What Are the Fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#Comparison_of_Terms_at_Different_Banks_in_Thailand\" >Comparison of Terms at Different Banks in Thailand<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#Withdrawing_Cash_at_Kasikorn_Bank\" >Withdrawing Cash at Kasikorn Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#How_to_Withdraw_Money_from_KBank_ATMs_Without_a_Fee\" >How to Withdraw Money from KBank ATMs Without a Fee<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#Tips_for_Travelers_How_to_Avoid_Unnecessary_Expenses\" >Tips for Travelers: How to Avoid Unnecessary Expenses<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#Dont_want_to_deal_with_apps\" >Don't want to deal with apps?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#FAQ\" >FAQ<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Where_to_Withdraw_Cash_in_Thailand_and_What_Are_the_Fees\"><\/span>Where to Withdraw Cash in Thailand and What Are the Fees<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You can withdraw cash in Thailand at ATMs and bank branches. In both cases, you\u2019ll have to pay an additional fee. Let\u2019s take a closer look at these two options.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>At ATMs<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ATMs in Thailand are called \u201cATM.\u201d That\u2019s the sign you should look for to withdraw cash. The fee for withdrawing money with foreign cards is fixed and averages 220 baht ($7) per transaction. Your bank may also charge an additional fee.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/senateexchange.org\/wp-content\/uploads\/2024\/10\/2264-1024x683.jpg\" alt=\"\u0416\u0435\u043d\u0449\u0438\u043d\u0430 \u0441\u043d\u0438\u043c\u0430\u0435\u0442 \u0434\u0435\u043d\u044c\u0433\u0438 \u0432 \u0430\u0432\u0442\u043e\u043c\u0430\u0442\" class=\"wp-image-8000\" srcset=\"https:\/\/senateexchange.org\/wp-content\/uploads\/2024\/10\/2264-1024x683.jpg 1024w, https:\/\/senateexchange.org\/wp-content\/uploads\/2024\/10\/2264-300x200.jpg 300w, https:\/\/senateexchange.org\/wp-content\/uploads\/2024\/10\/2264-768x512.jpg 768w, https:\/\/senateexchange.org\/wp-content\/uploads\/2024\/10\/2264-750x500.jpg 750w, https:\/\/senateexchange.org\/wp-content\/uploads\/2024\/10\/2264.jpg 1500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Gone are the days when there were no fees for withdrawing cash in Thailand. Now, tourists have to pay for each transaction. For those who withdraw small amounts frequently, the costs can add up significantly.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-senate-exchange wp-block-embed-senate-exchange\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"xvwTSSBefP\"><a href=\"https:\/\/senateexchange.org\/en\/blog\/deeppocket-in-thailand\/\">DeepPocket \u2014 Pay via QR codes in Thailand without a visa<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201cDeepPocket \u2014 Pay via QR codes in Thailand without a visa\u201d \u2014 Senate Exchange\" src=\"https:\/\/senateexchange.org\/en\/blog\/deeppocket-in-thailand\/embed\/#?secret=q0ci8UXlBk#?secret=xvwTSSBefP\" data-secret=\"xvwTSSBefP\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Where_to_Withdraw_Cash_in_Thailand_and_What_Are_the_Fees-2\"><\/span>Where to Withdraw Cash in Thailand and What Are the Fees<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You can withdraw cash in Thailand at ATMs and bank branches. In both cases, you\u2019ll have to pay an additional fee. Let\u2019s take a closer look at these two options.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>At ATMs<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ATMs in Thailand are called \u201cATM.\u201d That\u2019s the sign you should look for to withdraw cash. The fee for withdrawing money with foreign cards is fixed and averages 220 baht ($7) per transaction. Your bank may also charge an additional fee.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"724\" src=\"https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/09\/3-1-1024x724-1.png\" alt=\"\u041f\u0435\u0440\u0435\u0441\u0447\u0451\u0442 \u043a\u0443\u043f\u044e\u0440\" class=\"wp-image-8502\" srcset=\"https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/09\/3-1-1024x724-1.png 1024w, https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/09\/3-1-1024x724-1-300x212.png 300w, https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/09\/3-1-1024x724-1-768x543.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">When you enter a bank branch, you need to get a number to see a teller. As soon as a teller calls you to the window, you need to show them your passport and bank card and state the amount you need. Fees at bank branches may be lower than at ATMs, but they usually refuse to dispense small amounts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comparison_of_Terms_at_Different_Banks_in_Thailand\"><\/span>Comparison of Terms at Different Banks in Thailand<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Let\u2019s compare Thai banks that offer the most favorable terms for cash withdrawals:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Fee from foreign cards<\/strong><\/td><td><strong>Limit per transaction<\/strong><\/td><td><strong>PAY &amp; TOUR (0% at K-ATM)<\/strong><\/td><td><strong>Best locations<\/strong><\/td><\/tr><tr><td>Kasikorn<\/td><td>220 THB ($7)<\/td><td>30 000 THB ($955)<\/td><td>YES<\/td><td>Airports, Shopping malls<\/td><\/tr><tr><td>Bangkok Bank<\/td><td>220 THB($7)<\/td><td>25 000 THB ($795)<\/td><td>NO<\/td><td>Tesco, Lotus<\/td><\/tr><tr><td>Siam Commercial<\/td><td>220 THB($7)<\/td><td>20 000 THB ($636)<\/td><td>NO<\/td><td>Central Plaza<\/td><\/tr><tr><td>Krung Thai Bank<\/td><td>220-250 THB<\/td><td>20 000 THB ($636)<\/td><td>NO<\/td><td>Street ATMs<\/td><\/tr><tr><td>Senate Exchange<\/td><td>0 THB<\/td><td>Unlimited<\/td><td>-<\/td><td>Delivery<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/senateexchange.org\/ruble-to-baht-exchange\/?start=seoc286\" style=\"border-radius:15px\" target=\"_blank\" rel=\"noreferrer noopener\">Exchange on Telegram<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background wp-element-button\" href=\"https:\/\/wa.me\/66635503442?text=Hello!%20Security%20code%20restart-seo\u0441286.%20!!!Please%20send%20this%20message%20as%20is.%20This%20will%20help%20us%20protect%20you%20from%20scammers!\" style=\"border-radius:15px\">Exchange on WhatsApp<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Withdrawing_Cash_at_Kasikorn_Bank\"><\/span>Withdrawing Cash at Kasikorn Bank<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kasikorn Bank is a rapidly growing commercial bank that is becoming an increasingly popular choice among tourists. More than 10,000 of its ATMs operate 24 hours a day, seven days a week, throughout Thailand.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/08\/card-1024x683.png\" alt=\"Pay and tour card\" class=\"wp-image-8071\" srcset=\"https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/08\/card-1024x683.png 1024w, https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/08\/card-300x200.png 300w, https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/08\/card-768x512.png 768w, https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/08\/card-750x500.png 750w, https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/08\/card.png 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">At KBank, you can apply for a PAY &amp; TOUR card, which allows you to withdraw funds from the bank\u2019s ATMs without a fee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Benefits of the PAY &amp; TOUR card:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Quick and easy application (only a passport is required);<\/li>\n\n\n\n<li>No service fees;<\/li>\n\n\n\n<li>The option to refund any remaining balance at the end of your trip at the exchange rate at which the currency was purchased;<\/li>\n\n\n\n<li>No hidden fees for currency conversion.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The PAY &amp; TOUR card is a convenient and cost-effective solution for everyday payments and cash withdrawals.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-senate-exchange wp-block-embed-senate-exchange\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"Ue15p8YcrZ\"><a href=\"https:\/\/senateexchange.org\/en\/blog\/exchanging-dollars-in-thailand\/\">Exchanging dollars in Thailand: Which bills to avoid<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201cExchanging dollars in Thailand: Which bills to avoid\u201d \u2014 Senate Exchange\" src=\"https:\/\/senateexchange.org\/en\/blog\/exchanging-dollars-in-thailand\/embed\/#?secret=UxyIXQ6dV4#?secret=Ue15p8YcrZ\" data-secret=\"Ue15p8YcrZ\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Withdraw_Money_from_KBank_ATMs_Without_a_Fee\"><\/span>How to Withdraw Money from KBank ATMs Without a Fee<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You can withdraw funds from Kasikorn Bank ATMs without additional fees using a PAY &amp; TOUR card. The daily limit is 10,000 baht ($320).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When withdrawing cash with other international cards, you\u2019ll incur a fixed fee. The withdrawal limit in this case is 30,000 baht ($955) per transaction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can withdraw cash from a Kasikorn Bank ATM in just a few steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Insert your card and enter your PIN;<\/li>\n\n\n\n<li>Select \u201cChange Language\u201d;<\/li>\n\n\n\n<li>Select your preferred language;<\/li>\n\n\n\n<li>Press \u201cCash Withdrawal\u201d;<\/li>\n\n\n\n<li>Enter the desired transaction amount;<\/li>\n\n\n\n<li>Receive your cash;<\/li>\n\n\n\n<li>Remove your card and take your transaction receipt.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tips_for_Travelers_How_to_Avoid_Unnecessary_Expenses\"><\/span>Tips for Travelers: How to Avoid Unnecessary Expenses<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Although paying with bank cards and QR codes is very common in Thailand, tourists still need cash. The following tips will help you save money on cash withdrawals:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Withdraw the maximum amount per transaction. That way, you won\u2019t have to pay an extra 220 baht each time.<\/li>\n\n\n\n<li>Visit bank branches, where withdrawal fees are lower than at ATMs.<\/li>\n\n\n\n<li>Use cards designed specifically for travelers. Some of them offer reduced fees for withdrawing cash abroad.<\/li>\n\n\n\n<li>Get a PAY &amp; TOUR card, which allows you to withdraw cash from KBank ATMs without a fee.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">So, you can withdraw cash in Thailand at ATMs and bank branches. In most cases, you\u2019ll have to pay a fee. However, holders of the PAY &amp; TOUR card from Kasikorn Bank can withdraw cash without a fee at this bank\u2019s ATMs.<\/p>\n\n\n\n<div style=\"background: linear-gradient(to right, #5C2C7F, #b895e4); padding: 2em; border-radius: 8px; text-align: center; margin-top: 1.5em;\"> <h3 style=\"color: white; margin-top: 0;\"><span class=\"ez-toc-section\" id=\"Dont_want_to_deal_with_apps\"><\/span>Don't want to deal with apps?<span class=\"ez-toc-section-end\"><\/span><\/h3> <p style=\"color: white; font-size: 1.1em;\"> You can always contact us for a fast and favorable currency exchange to Thai baht \u2014 no extra steps or waiting. <\/p> <div style=\"margin-top: 1.5em;\"> <a href=\"https:\/\/t.me\/senateexchange\" style=\"background-color: #0088cc; color: white; padding: 0.75em 1.5em; border-radius: 30px; text-decoration: none; font-weight: 500; margin: 5px;\">Exchange in Telegram<\/a> <a href=\"https:\/\/wa.me\/66812345678\" style=\"background-color: #25D366; color: white; padding: 0.75em 1.5em; border-radius: 30px; text-decoration: none; font-weight: 500; margin: 5px;\">Exchange in WhatsApp<\/a> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1782286723264\"><strong class=\"schema-faq-question\"><\/strong><strong>Can I top up my PAY &amp; TOUR card with cash in THB or via a transfer from Russia?<\/strong><br \/> <p class=\"schema-faq-answer\">No, only by exchanging foreign currency (USD, EUR) at Kasikorn Bank branches; sanctions block transfers from Russia\u2014please use trusted currency exchange services instead.<br \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782286781221\"><strong class=\"schema-faq-question\"><\/strong><strong>What should you do if a KBank ATM swallows your card or declines it?<\/strong><br \/> <p class=\"schema-faq-answer\">Call KBank (hotline 02-888-8888) and block your card in the app; make sure you have some cash on hand\u2014the risks are higher in smaller cities.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782286791362\"><strong class=\"schema-faq-question\"><\/strong><strong>Is it safe to withdraw cash at night on the streets of Bangkok or Phuket?<\/strong> <p class=\"schema-faq-answer\">It\u2019s risky\u2014choose ATMs in shopping malls or hotels with security cameras; the 10k baht limit on PAY &amp; TOUR reduces the risk of attacks, but carry as little cash as possible.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782286799204\"><strong class=\"schema-faq-question\"><\/strong><strong>Alternatives to PAY &amp; TOUR without visiting a bank?<\/strong> <p class=\"schema-faq-answer\">Currency exchange at the airport or hotels (exchange rate is 5% worse), Wise\/Revolut (2% fee), or local currency exchange services with delivery\u2014save up to 3% without waiting in line.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The PAY &amp; TOUR card from Kasikorn Bank is an excellent option for tourists who want to withdraw cash at ATMs without fees and save money on every transaction. By following these simple tips, you\u2019ll minimize your expenses and make your vacation more comfortable.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/senateexchange.org\/ruble-to-baht-exchange\/?start=seoc286\" style=\"border-radius:15px\" target=\"_blank\" rel=\"noreferrer noopener\">Exchange on Telegram<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background wp-element-button\" href=\"https:\/\/wa.me\/66635503442?text=Hello!%20Security%20code%20restart-seo\u0441286.%20!!!Please%20send%20this%20message%20as%20is.%20This%20will%20help%20us%20protect%20you%20from%20scammers!\" style=\"border-radius:15px\">Exchange on WhatsApp<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Gone are the days when there were no fees for withdrawing cash in Thailand. Now, tourists have to pay for each transaction. For those who withdraw small amounts frequently, the costs can add up significantly. Where to Withdraw Cash in Thailand and What Are the Fees You can withdraw cash in Thailand at ATMs and <\/p>\n","protected":false},"author":1,"featured_media":8071,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_locale":"en_US","_original_post":"https:\/\/senateexchange.org\/?p=8289","footnotes":""},"categories":[17],"tags":[167,162],"class_list":["post-10496","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-card","tag-cash","tag-thailand","en-US"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PAY &amp; TOUR Kasikorn Bank: Commission-Free Cash Withdrawals<\/title>\n<meta name=\"description\" content=\"Find out how to withdraw cash in Thailand without a fee using the PAY &amp; TOUR card from Kasikorn Bank. Tips for travelers, withdrawal limits, and terms and conditions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PAY &amp; TOUR Kasikorn Bank: Commission-Free Cash Withdrawals\" \/>\n<meta property=\"og:description\" content=\"Find out how to withdraw cash in Thailand without a fee using the PAY &amp; TOUR card from Kasikorn Bank. Tips for travelers, withdrawal limits, and terms and conditions.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/\" \/>\n<meta property=\"og:site_name\" content=\"Senate Exchange\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-24T07:41:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-26T06:13:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/senateexchange.org\/wp-content\/uploads\/2025\/08\/card.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Andrew\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Andrew\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"PAY & TOUR Kasikorn Bank: Commission-Free Cash Withdrawals","description":"Find out how to withdraw cash in Thailand without a fee using the PAY & TOUR card from Kasikorn Bank. Tips for travelers, withdrawal limits, and terms and conditions.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/","og_locale":"en_US","og_type":"article","og_title":"PAY & TOUR Kasikorn Bank: Commission-Free Cash Withdrawals","og_description":"Find out how to withdraw cash in Thailand without a fee using the PAY & TOUR card from Kasikorn Bank. 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TOUR card with cash in THB or via a transfer from Russia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, only by exchanging foreign currency (USD, EUR) at Kasikorn Bank branches; sanctions block transfers from Russia\u2014please use trusted currency exchange services instead.<br\/>","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#faq-question-1782286781221","position":2,"url":"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#faq-question-1782286781221","name":"What should you do if a KBank ATM swallows your card or declines it?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Call KBank (hotline 02-888-8888) and block your card in the app; make sure you have some cash on hand\u2014the risks are higher in smaller cities.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#faq-question-1782286791362","position":3,"url":"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#faq-question-1782286791362","name":"Is it safe to withdraw cash at night on the streets of Bangkok or Phuket?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It\u2019s risky\u2014choose ATMs in shopping malls or hotels with security cameras; the 10k baht limit on PAY &amp; TOUR reduces the risk of attacks, but carry as little cash as possible.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#faq-question-1782286799204","position":4,"url":"https:\/\/senateexchange.org\/en\/blog\/how-to-withdraw-cash-in-thailand-without-a-fee\/#faq-question-1782286799204","name":"Alternatives to PAY &amp; TOUR without visiting a bank?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Currency exchange at the airport or hotels (exchange rate is 5% worse), Wise\/Revolut (2% fee), or local currency exchange services with delivery\u2014save up to 3% without waiting in line.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/posts\/10496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/comments?post=10496"}],"version-history":[{"count":8,"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/posts\/10496\/revisions"}],"predecessor-version":[{"id":10543,"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/posts\/10496\/revisions\/10543"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/media\/8071"}],"wp:attachment":[{"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/media?parent=10496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/categories?post=10496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senateexchange.org\/wp-json\/wp\/v2\/tags?post=10496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}